This course provides an overview of the ethical issues facing the insurance industry and its agents today. The course addresses key issues facing insurance professionals and sets forth basic ethical standards, both expected and mandated by North Carolina law. Key issues such as full disclosure, fiduciary responsibility, advertising, and acting responsibly and professionally are emphasized.
The mandatory Flood Insurance course gives a brief history of Flood Insurance Including the Mississippi River Commission and the various Flood Acts since 1936. Usage of the numerous forms associated with a flood policy is discussed in detail. The requirements to comply with the Flood Insurance Reform Act of 2004 are detailed including the forms required by the Act. Flood Insurance rating and claims handling are discussed, outlining a policyholders responsibilities when filing a claim.
High Risk Property & Workers Comp in NC
Three (3) Hours C.E.
This course is designed to acquaint agents and adjusters with the methods used in North Carolina to insure risks that may not be accepted on a voluntary basis by insurers.
Breaks are 10 minutes each hour.
Auto insurance is one of the most common and important types of insurance sold to consumers. Students taking this course will learn why auto insurance is mandated by examining the basis of legal liability and who the auto policy protects them from that liability. Topics covered include, uninsured Motorist, medical payments and collision insurance. The various endorsements that can be added to a policy are discussed as well as the general policy provisions of an auto policy.
The Homeowners course covers the eligibility guidelines for the six major policies in the HO 2000 program that cover homeowners, renters, and owners of condominiums or cooperatives. The Homeowners 2, broad form (HO-2) policy is a named-perils policy that specifically covers perils enumerated in the policy including, windstorm, lightning, or hail and fire.
Long Term Care Partnership Certification
Eight (8) Hours C.E.
This course satisfies the Long Term Care Partnership Training requirements and provides 8 hours of Life, Accident, Health CE credit.
9:00 AM - 6:00 PM
10 minute break per hour
1 hour lunch break
Upon completion of this course, the student will understand what an annuity is and its purpose. Students will become familiar with the different types of annuities available in the market today. The course discusses the parties to an annuity contract and the responsibilities of each party. The student will have a basic understanding of the standard annuity policy provisions found in all annuity contracts. Taxation of the various aspects of the annuity contract are discussed, as well as the annuity market and uses of annuities.